Financial Crime Manager

We’re DF Capital – a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses.
Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions.
We help our customers realise their ambitions by doing things differently – combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it’s flexible lending structures or straightforward savings options, we focus on what matters most to our customers.
In 2025, we launched DF Capital Retail Finance – a subsidiary of DF Capital Bank Limited – to offer specialist hire purchase solutions to retail customers.
Our goal is simple: to do the absolute best for our customers, our communities, and each other.
YOUR NEW ROLE:
As a Financial Crime Manager, you will be responsible for ensuring that financial crime and customer onboarding processes are executed compliantly and within SLA . You will be working closely with the MLRO and Compliance function in providing guidance and oversight to the wider business on financial crime activities. You will help to ensure that the organisation conducts activities in accordance with relevant financial crime legislation, regulation, and industry standards.
You will be responsible for Customer Due Diligence process, both Onboarding and in-life reviews, ensuring all relevant checks are fully undertaken and that all data is accurately maintained. You will be a subject matter expert in financial crime risks across various financial products to include savings and commercial lending.
As the team leader, you will also be responsible for coaching, developing, and upskilling your team and proactively contributing to the success of the wider business by sharing knowledge and ideas.
This is a fantastic opportunity for someone who knows financial crime operations and is eager to develop their specialism and experience. You will have diverse responsibilities across our first-line financial crime processes and controls.
RESPONSIBILITIES:
Performing Customer Due Diligence (CDD), Ongoing Due Diligence (ODD) and Enhanced Due Diligence (EDD)
Performing and concluding customer risk assessments and grading
Investigating PEPs, sanctions and adverse media screening alerts and escalating the cases with internal money laundering suspicious reports where necessary
Overseeing transaction monitoring reports and data (AML and fraud), investigating and raising suspicious, where required
Carrying out periodic reviews on customers
Working closely with Compliance and MLRO to mitigate financial crime risks
Identifying weaknesses in processes and controls and recommending solutions that will improve the controls and efficiency while ensuring the best customer experience
Supporting Customer Service, Operations and Mortgages in KYC and AML related queries and providing approvals when required
Providing SME support to the wider business
OUR IDEAL CANDIDATE:
Have strong ethics and standards
Financial crime experience within financial services and in particular Commercial SME lending
Understanding of KYC procedures including CDD, ODD and EDD
Understanding of key legislation, regulatory bodies and best practice across the financial crime space
Experience in screening and case management platforms
Desire to up-skill and cross-skill within the financial crime space
Strong ability to analyse information, and make informed judgements
Able to manage SLA’s, accuracy and excellent at prioritising
Having a proven ability to adapt to a fast paced and continually changing environment
Private medical insurance for you and your partner
10% Employer pension contribution
30-day annual leave entitlement plus Bank/Public Holidays
Free Gym Membership
Discretionary annual bonus
Discretionary share awards
Life Assurance
Income Protection
Save As You Earn company share acquisition scheme
Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles
4 days of paid Volunteering leave to support our local communities and causes important to you
A world class workspace; high-end, modern, and sophisticated office bursting with tech located in the creative district of Manchester.